Because every business is different, there is no one-size-fits-all insurance policy for small business owners. With coverage ranging from workers’ compensation to commercial auto insurance, specialized risk and more, we can provide the business solutions you need to run smoothly.
Covering you and your enterprise from risk
This policy provides additional coverage once another policy's limit is reached. It boosts coverage on your existing general liability insurance and other liability policies.
Commercial property
This policy covers the value of a business's physical structure and its contents, such as inventory, equipment, and furniture.
Business interruption
Coverage for lost revenue and expenses when an event forces a business to temporarily stop operations.
Inland marine
Property coverage for business items used in the field. It typically pays for property that has been lost, damaged, or stolen.
Product liability
Coverage for claims that a business's products caused personal injury or property damage.
Directors and officers insurance
D&O insurance covers decisions directors, officers, and board members make on behalf of the company. If they are sued, it may pay their legal expenses.
Special event insurance
This policy combines liability and property coverages for events that occur outside of normal business activities.
Commercial auto
Coverage for business-owned vehicles. This policy typically pays for the other person's damages after an accident and damage by theft, weather, and vandalism.
Hired and non-owned
This policy covers a business's liability in accidents that occur while driving leased vehicles, rentals, and employee-owned cars for company errands.
Liquor liability
Coverage for legal fees, settlements, and medical costs if alcohol is served or sold to a visibly intoxicated person who then harms others.
Builder's risk
Coverage for structures in progress, often paying for damage caused by fire, vandalization, and non-severe weather events. It can also cover on-site materials and equipment.
Contractor's tools and equipment
A Contractor's Equipment Insurance policy provides coverage for the direct physical damage/loss to mobile machinery and equipment that is most often used in the construction industry.
Fidelity bonds
Fidelity bonds, also called employee dishonesty bonds, cover client accusations of employee theft, including theft by electronic funds transfer.
Surety Bonds
Surety bonds assure a business's clients that an insurance company will reimburse their losses if the business fails to deliver contracted services.
License / permit bonds
License / permit bonds offer guarantees a business will perform the contracted work and adhere to state or town regulations. They are often prerequisites for licenses and permits.
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